SMS Terms and Conditions of Use
Effective Date: November 12, 2024
1. Acceptance of Terms
By accessing or using our Website, you acknowledge that you have read, understood, and agreed to be bound by these Terms, as well as our Data Privacy Policy. If you do not agree, you must discontinue use of our Services immediately.
2. Changes to Terms
We may revise these Terms from time to time. Updates will be posted on our website, and the effective date will be updated. Please review them periodically to stay informed. Continued use of our Services after updates constitutes your acceptance of the revised Terms.
3. Description of Services
Protective Choice Insurance Agency offers a range of services, including insurance policy management, claims processing, and customer support, tailored to meet your insurance needs.
4. Message Frequency and Opt-In/Opt-Out
By choosing to receive SMS notifications, you agree to receive communications relevant to your account or policies such as (Billing, Payment Notification, Document Request, etc.). Message volume may vary based on your activity (from 1 to 1500 messages). To opt-in, follow prompts on our website. To opt-out, reply “STOP” to any message or contact us using the information in the Contact Us section.
– Opt-In Method:
You may opt-in to receive SMS messages from Protective Choice Insurance in the following ways:
Verbally, during a conversation
By submitting an online form
– Opt-Out Method:
You can opt-out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.
– Additional Options:
If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.
Standard Messaging Disclosures:
Message and data rates may apply.
You can opt out at any time by texting “STOP.”
For assistance, text “HELP” or visit our Privacy Policy and SMS Terms and Conditions pages.
5. Potential Fees for SMS Messaging
Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
6. Donations
Protective Choice Insurance Agency does not solicit donations via SMS or any other form of communication.
7. Intellectual Property
All materials on our website and platforms, including trademarks, text, images, and other content, are protected under copyright and intellectual property laws. Unauthorized use is strictly prohibited.
8. User-Generated Content
By submitting content, such as reviews or feedback, you grant us a non-exclusive, royalty-free license to use, modify, and share this content for promotional or operational purposes. This includes using the content across various platforms and services.
9. Privacy Policy
Our commitment to protecting your personal data is outlined in our Data Privacy Policy. Please review it to understand how we collect, use, and safeguard your information.
10. Disclaimer
While we strive to provide accurate and up-to-date information, our Services are offered “as is,” without warranties of any kind. We make no guarantees regarding the accuracy, reliability, or completeness of the information provided. Use of the Services is at your own risk.
11. Limitation of Liability
To the fullest extent permitted by law, Protective Choice Insurance Agency is not responsible for any indirect, incidental, or consequential damages resulting from the use of our Services.
12. Contact Us
If you have any questions or need assistance, please contact us at:
Protective Choice Insurance Agency
info@protectivechoice.com
800-509-0850